Investment Advisory

For those looking for financial advice from a professional advisor, Paceline provides Investment Advisory services, which include management of your investments as well as financial planning.

In this service, fees are charged as a percentage of assets under management (AUM), and are deducted from your accounts so there is no out of pocket cost. This fee starts at 1% on the first $2M in invested assets, and gradually declines to 0.50% based upon account size.

Investment Advisory services include:

  • Direct Management of Your Investments – Paceline will directly manage all eligible accounts on our investment platform, so that your money is monitored on a continuous basis. Client accounts are maintained at Charles Schwab, which has more than 14,000 investment vehicles, including lower-cost institutional funds that are not otherwise available to individuals.

  • Advising for Current Employer Retirement Accounts – Paceline can provide the same level of oversight for your 401(k) account with your current employer even if it must remain on its existing platform due to automatic payroll deductions. We’ll provide ongoing guidance about exactly how to allocate your portfolio across the investment options available in your employer plan.

  • Financial Planning - Managing your investments is only one side of the equation. Equally as important is identifying your financials goals and how to achieve them. We’ll help you plan financially for major life events, employment and compensation changes, paying for education, retirement, and more.

  • Stock-based Compensation Job Offer Evaluation – If you’ve received an employment offer that includes stock-based compensation, it can often be difficult to truly understand the value of the offer without the help of a professional. Whether you’re being offered stock options, restricted stock, or any other type, Paceline can help you objectively evaluate stock-based compensation as a part of your employment offer.

  • Exercise and Sale of Employer Stock Options and RSUs – If employer stock is an important part of your total compensation package, knowing if and when to sell that stock can be challenging. Paceline can help you evaluate the right time to liquidate your employer stock, and how to go about doing that. As a part of this, we’ll assess any restrictions you should consider based on your firm’s shareholder plan, and will also consider any potential tax implications.

  • Face-to-face Relationship with a Professional Investor – You’ll work one-on-one with a professional financial advisor who is there to help you achieve your financial goals. At Paceline, we have regularly scheduled meetings with each client, and we are always open to meeting at other times if you have questions, or you are considering a big financial decision.

  • Integrated Approach – We believe that an integrated approach is the most effective way of achieving your objectives, so we’re happy to engage directly with any other trusted advisors that you currently work with (tax preparation, estate planning, insurance). In cases where a new need has arisen, we are also happy to introduce you to other trusted advisors within our network.

  • 24/7 Account Access - You will have 24/7 access to account information through the Charles Schwab client portal, and accompanying phone app which you can also use to make mobile check deposits to your accounts. You’ll also have access to your Paceline Client Site, where you can log in at any time to view your financial plan, or retrieve reports analyzing various aspects of your financial life.

If you’re interested in learning more about Paceline’s Investment Advisory services, please pick a time for an intro call using the calendar tool below.