If you’re in the tech community, you’re well aware of recent job losses, or personally affected. Startups are growth-dependent, and here’s what you should be thinking about as we navigate a recession.
Stocks and the economy have parted ways, here’s what that means
One of the most striking things that I’ve noticed recently is how the stock market has performed in the face of some very, very ugly economic news. After stocks dropped sharply in February and March they’ve regained much of their losses, yet more than 30 million jobs have been lost. Keep reading to learn what this means for you.
Sage advice from an NCAA coach
This past week I was in Las Vegas for vacation, and in passing I overheard some sage advice from an NCAA coach. In a time of stress, it’s important to keep things in perspective, moderate your emotions, and most importantly take constructive action. We could all use an uplifting story right now, and I hope you enjoy this one.
Successfully Harvesting Investment Gains
Just as farmers harvest and rotate their crops each season, it’s important that you do the same with your investments. You wouldn’t want to plant only one crop at any given time, nor would you attempt to grow the same crop during all four seasons. Learn how you can prepare your portfolio to produce as conditions change.
Coronavirus and Investments - 2 Things You Need To Do (Now)
During the last week there have been daily headlines covering how investment markets experienced considerable turbulence due to Coronavirus. With that in mind, I’d like to share two important things that you need to do now, regardless of whether this market decline proves to be a short-term event, or perhaps something larger.
9 ways financial planning can help during career transition
Real Estate, Real Myths
One of the most common investment concerns I hear from people is that they feel more comfortable investing in real estate than in stocks and bonds. It’s a common sentiment, namely because it’s easier to understand what drives housing costs – location, square footage, finishes, etc., whereas understanding the drivers of financial markets can be considerably trickier. While those are totally reasonable feelings, the reality is that the rationale behind them is based on a number of very common real estate misperceptions. Read on to separate fact from fiction in these common real estate myths.
How to avoid paying unnecessary taxes on restricted stock
New Equity: 5 Common Mistakes with Employer Stock
When it comes to stock-based compensation, the stereotypical image is of someone slaving away in a tech or biopharma startup, long awaiting their successful exit through either an eventual IPO, or perhaps acquisition. But the reality is that stock-based compensation is increasingly common, whether it’s at seed-stage startups or large public companies. Keep reading to learn about some of the most common mistakes, and how to keep this hard-earned pay from slipping out of your hands.
Why Managing Your Investments Is A Lot Like Managing Your Pipeline
It’s no surprise to any salesperson that one of the most important keys to success is to develop a repeatable process for building and closing your pipeline. The same can be said for investments in that you need a clear view of how each component will contribute to the overall portfolio, and that you don’t want to end up in a position where any one opportunity (on its own) could ruin your numbers for the entire year.
What to do with your money after your company has been acquired
For most people, company acquisitions are both exciting and a bit stressful. After considering what it means for your employment and stock-based compensation, you’ll probably start thinking about what to do if you're receiving a windfall of cash. Here, we’ll discuss how to avoid common pitfalls and turn a big win into a lasting personal victory.
Financial goals - process is progress
Each year many people set lofty financial goals, only to realize shortly thereafter that they are not realistic. The positive news is that the solution resides in applying the same skills many people have already mastered in their career to their financial life. Here are some of the things you can do to stay on target.
Your year-end financial checklist
As the year comes to a close and work starts to wind down, there tends to be some down time when people aren’t working or traveling, which is a great time to address outstanding financial planning tasks. While tax returns don’t have to be filed until April 15th, and financial documents arrive after year end, here are a number of important topics to consider before the new year.
Your company was just acquired – now what about that stock?
As we’ve previously discussed, when a firm is acquired, it’s natural for two key topics to immediately come to mind: first, the potential threat of job loss and lack of visibility, and second, the monetization of stock-based compensation. While there isn’t much that can be done about the former, there is a lot at stake financially regarding the latter, and that’s where Paceline can help.
Timing (isn’t) everything
The US stock market has been ticking up, up, up. But when it pertains to the economy nothing good can go on indefinitely. Think of it like a baseball game…one that goes into extra innings and, unlike other sports, is not time-limited. Keep reading to learn about the competing priorities of remaining invested (capturing the “upside”) while staying prepared for a recession (avoiding the “downside”).
Your company was just acquired, now what?
M&A events can bring both excitement and uncertainty for employees. During transition time, it’s natural to think about what this means for you professionally – in terms of how your role may change – and financially – especially if you have stock-based compensation. Here’s how to stay focused on what matters most.
5 Tips for Managing Your Money
Marriage and Finances – Part 3 – 3 Options for Merging (Or Not) Your Money
What is an “inverted yield curve”, and how does this affect me?
Over the last week, there has been news coverage of an “inverted yield curve” and how this situation has preceded every US recession since 1967 (along with a few instances where one did not materialize). When a recession did follow, on average it arrived 14 months later. An inverted yield curve can be seen as a flashing yellow light – something important worth noting, but not something that on its own indicates a recession is certain.
Marriage & Finances – Part 2 – Considerations for merging your money
If you’ve read part 1 in this series, then you already know that the most important thing to do before merging finances with your partner is to have an open and honest discussion about your income, spending habits, outstanding debt, etc. Once you’ve done that comes the next stage – deciding whether merging your finances is the right decision for you as a couple. Here are a number of items you’ll want to cover.
