Finding the right investment advisor can be a tall order. After all, it can take a lot of questions, a fair amount of due diligence, and a little bit of faith to feel ready to trust someone with your nest egg. That’s why some people think working with a robo-advisor, a computer algorithm that makes investment recommendations, may be the answer. Here’s why personalized advice and service make all the difference.

Contributing to a 401(k) can be a valuable part of a retirement savings plan, and like other tax-advantaged savings vehicles there are limits. Here are some important points to note so you can maximize the benefits of your employer plan, without being penalized for doing too much of a good thing.

You’ve worked hard for your money, but how do you know if it’s working hard for you? Getting from here to there when it comes to your investment strategy can be a challenge to manage on top of your day-to-day responsibilities. If the prospect of planning for retirement or managing your investments seems daunting or unmanageable, then it might be time to let an expert help. Here, we’ll discuss some of the life events where this can be especially useful.

It can feel really overwhelming to come into an inheritance. You’ve gone from losing someone that you were close with to gaining a large sum of money in a very short time period. So what should you do? Here are a few tips for navigating a new inheritance.

It can feel like a big step to put your investment strategy and financial future in the hands of an advisor. Whether you’re new to working with an advisor entirely or making a switch from an existing advisor – it can be challenging to wade through sales pitches to really understand what you’re getting. Consider asking these key questions when you’re interviewing financial advisors to make sure you’re selecting someone who can best help you achieve your goals.

Often, the key to mitigating risk within your investment portfolio is to have a diversified approach. But what exactly is a diversified portfolio? Well, the specific answer is different for each person, but the general sentiment is to avoid having too much of your portfolio concentrated in one particular area. Reason being, having a highly concentrated portfolio opens you up to much greater risk. Keep reading to learn how this may affect you and why.

Whether you’re working with a financial advisor or doing it on your own, it’s important to periodically review your portfolio to make sure it’s still working for you. At Paceline, we like to categorize investment holdings into three categories based upon their level of attractiveness: Core Holdings, Opportunistic Holdings, and Sale Candidates. Read on to learn about what each type of holding is, and why it’s important to know what you own and why you own it.

At Paceline, we’re big believers that a financial advisor needs to be first and foremost an investor – NOT a salesperson. Having hands-on experience managing multi-billion dollar portfolios on behalf of institutions is valuable, uncommon experience that directly informs the way Paceline approaches portfolio management. In this article, Paceline’s founder, Jeremy Bohne, lays out three critical investment lessons learned from having managed money at that scale.

Inertia is a powerful thing. Especially when it comes to your personal finances. Even if you know rationally that you could benefit from some financial guidance, it’s easy to kick the can down the road by telling yourself you’ll deal with it later. In fact, there are two particularly challenging types of financial inertia that I hear from many people. I like to call them Getting Started Inertia and Long-Time Advisor Inertia. Here’s why it’s important to take action.

Considering engaging a financial advisor but not sure if it’s the right time? That’s a common concern for many potential clients. There are several often-overlooked downsides of delaying that are worth considering, and here are a few common reasons you may want to engage an advisor sooner rather than later.

Getting an education to prepare you for your field of choice is an admirable professional goal, and eventually repaying that student debt over time is an important financial goal. But having lingering student loans? Well, that isn’t anyone’s goal. Here are some nuances about student debt that are important to consider as you weigh paying down debt against your other financial goals.

It’s that time of the year again. The days are getting longer as the sun is coming out of hibernation, plants will soon be sprouting up, and of course there’s the dreaded tax season. While it’s normal to feel tempted to treat this money like a windfall, you’ll want to be smart about how to manage this money -- just as you would any other money. Here are some things to consider.

If you’ve ever watched a movie that featured someone in finance, you’ve almost certainly heard that character say it’s important to “diversify your assets.” And it’s true – it’s important to make sure you have an investment strategy that ensures all of your eggs aren’t in one basket, so to speak. But a smart investment allocation strategy isn’t just about being diversified. It’s about making sure that your funds are allocated in a way that’s aligned with your personal financial goals.

For many in the tech industry, especially those at early-stage companies, stock-based compensation can make up a large part of their total compensation. This commonly-held but seldom-understood type of compensation can seem like an enigma, making it hard to know if it’s your ticket to financial independence or a mere distraction.  And how can you really evaluate it as a part of your compensation package if you don’t really know how to value it? Let’s discuss further.

If a doctor told you that you needed a major surgery, you’d probably want to get a second opinion to make sure that surgery was the best course of action for you. In that respect, the financial world isn’t that much different than the medical world. It’s often worth getting a second opinion on your portfolio to ensure you’re getting the best advice and outcomes given your current situation.

Late-January is the time when the rubber meets the road on those New Year’s Resolutions. As any good fitness coach will tell you, the key to hitting your fitness goals isn’t a crash diet. It’s a sustainable, achievable plan that you’re able to stick with for more than just a few days. The same is true of hitting your financial goals.

One of the most common misconceptions that people have is that they need all pieces of their financial situation to be settled before they engage an advisor, or that everything needs to be in place before they start to develop a plan. That is far from the truth. Here are three things you can do to get started on the path to achieving your goals TODAY.

Now that you’ve got a new job it’s time to look forward to new opportunities and leave behind old challenges, but don’t forget to pay attention to your existing 401(k).  With all the time and hard work to earn it, it’s important to make sure your money is well invested and continues to grow. Now let’s discuss the four main options for handling your existing 401(k) account.

As the year comes to a close and work starts to wind down, many people find themselves with some extra free time, making it the perfect time to tackle those lingering financial planning tasks.  Even though tax returns aren’t due until April 15th, the end of the year is an opportune time to make adjustments to your financial plan.  Here are some of the top reasons why you won’t want to wait until the new year.